Xiaomei, who is entering her thirties, is about to get married. Xiaomei's father-in-law is determined to prepare 20 million yuan and to sponsor Xiaomu as a housing purchase fund. However, Xiaomei's father-in-law requested that the house be registered in his daughter's name, which would be guaranteed to the woman. However, the father-in-law insisted on opposing his opinions and had a good marriage. Unexpectedly, the two parties quarreled in whose name they registered in their name. Is it better to register the house to buy a house in the man or the woman? In fact, each has its pros and cons, and the lawyer has different opinions:
{99 First of all, because the house was bought by the man's father, it is naturally registered in the man's name. If it is registered in the woman's name, it is easy to be considered a registration by name, which makes the legal relations more complicated. At the same time, if a couple in the couple needs a loan in the future, the bank will not only look at the collateral, and will also measure the personal conditions of the loaner. If the registration is in the name of the party with better economic conditions, the loan amount and the interest rate will also be more favorable in the future.If the two parties unfortunately divorce after the date of the establishment, they may be considered that property is to be granted to the woman. If they divorce in the future, the man will not be able to continue living in the house and may be removed, and the property of the house cannot be included in the remaining property distribution. In short, Wang Yaoxian believes that it is safest to register his father and mother in whose name it is.
Female long-term success In the future, the provincial proceduresHowever, from the perspective of the woman, Lin Zheng-hyun, a lawyer at Grace Law Firm, said that based on practical experience, getting married means taking the happiness of marriage as the premise. Why did you think of divorce from the beginning? Although it was my father-in-law who paid the money, it was safer to register in the name of my daughter-in-law.
Lin Zhengxian pointed out that boys are generally more likely to take risks. If they are registered in the man's name, it is easy to use the house to borrow money to buy cars or invest, but girls are more conservative in handling their finances and can save their father-in-law's feelings to the end; secondly, girls are usually more prosperous. If they are registered in the name of their daughter-in-law, in the future Assuming that Mr. Zhi passed away first and there are children on both sides, he can save unnecessary procedures when handling the inheritance. The child does not need to inherit from the teacher, but directly under the name of the mother. In the future, if the mother passed away, the child needs to continue to take over the house, he only needs to handle the inheritance once, and come to see the long-term saving of many procedures.
In terms of loan conditions, most couples buy cars and register under their wives' name because girls are less likely to cause accidents and have lower insurance fees, which is the same in houses.
One person has half registered with the points and asks for fairnessIn addition, there is another way to do that, half registered with the points and the disadvantage is that if the divorce occurs later, the property becomes a joint ownership of two people who have no relationship after the divorce, and the differences in opinion may eventually lead to a court separation and the handling of the property will not be carried out, and the value of the house will be reduced at this time. The advantage is that it has protection for both parties, and each has half of its rights. There is no need to worry that the other half will be willing to snatch arbitrarily and mortgage the loan at will, and the other half also has part of its rights. One person and half is also fair.
